Introduction Mortgage rates in Canada have tugged at Canadians’ nerves for years: homeowners renewing, buyers waiting on the sidelines, and markets adjusting. As 2026 approaches, many ask: “Will mortgage rates go down in 2026 in Canada?” In this article, we explore forecasts, central bank signals, risks, what it means for different mortgage types, and what you as a Canadian borrower can realistically expect. What Moves Canadian Mortgage Rates To predict direction, we must first understand what pushes mortgage rates up or down. Here are the key levers in Canada: READ MORE: Financial Planning Tips in 2026 Will Rates Fall in…
Author: Editorial Team at TheYear2026
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